Online Payments · Gateway
Luqra is a processor-and-gateway built specifically for e-commerce — fast deposits, uncapped processing and "no account holds," with Shopify and major-cart integrations, 24/7/365 US-based support and transparent rates guaranteed never to increase. It also handles in-person, backed by 20 years of e-commerce experience.
Purpose-built for online sellers — keep cashflow moving, scale without ceilings, and skip the surprise freezes.
Fast funding so your cashflow keeps moving instead of waiting days to settle.
Uncapped processing volume — grow without hitting a monthly ceiling.
Qualified merchants avoid the surprise freezes and reserves that stall other processors.
Luqra price-matches your current provider, then works to beat it — guaranteed never to increase.
Active fraud prevention, account-takeover protection and dispute management — included.
In-house underwriters review applications live, so you can start processing sooner.
A named success manager for technical, billing and growth questions — not a ticket queue.
Connects to Shopify and major shopping carts so you can sell where your customers are.
Luqra's published "as low as" rates — NextPay will review your statement and match or beat your effective rate. No annual fees, no batch fees.
Smart terminal and POS for frictionless order management at the counter or tableside.
Fast funding and uncapped processing for online stores and phone orders.
Your effective rate depends on your card mix and ticket size. Ask us for a tailored quote.
We'll connect Luqra to your store and pair it with transparent processing — match or beat your current rate, and a real person helps you launch.